An Affordable Oregon Life Insurance Quote For The Single Parent!

12/22/2011 12:00:00 AM
Are you a single parent living in Oregon? Do you have a life insurance policy? Single parents who don’t have coverage and are curious about the cost and benefits are always welcome to speak to us about getting an Oregon life insurance quote.

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It could be argued that single parents are a group that’s most in need of life insurance coverage, but unfortunately, many single parents do not have this protection. It may be because you’ve been too busy to think about life insurance, or that you find the thought of death intimidating. Spare a few minutes to consider how you can make sure that your kids are looked after if you’re no longer here to care for them:
• Some suggest taking life insurance coverage for at least five times your annual salary.
• You might want to add more coverage to pay off your mortgage, pay for your funeral or pay for your kids’ college education.
• A term policy is often the cheapest and simplest life insurance product, but may not suit all circumstances. It pays out only if you die during the nominated term of the insurance policy, so premiums tend to be more affordable. Unlike the more expensive permanent life policies, this type of policy does not build up cash equity that can be borrowed.

As your local insurance agency, we will be pleased to request an Oregon life insurance quote from a range of insurance companies and help you to decide which policy may best protect your children’s financial future. Once you have purchased life insurance coverage, keep your policy with other important documents so that it can easily be found by the person who is dealing with your estate.

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